Effective Date: May 22, 2023
Information We Collect (a) Personal Information: When you create an account on the App, we collect your email address for the purpose of account creation and communication. We do not collect any other personally identifiable information. (b) Credit Reports: In order to generate personalized credit improvement recommendations, we may request access to your credit report information. This information is only stored temporarily during the report generation process and is not retained in our systems.
Use of Information (a) Personalization: We use your email address to create and manage your account, provide access to your credit improvement report, and communicate important updates and information. (b) Credit Improvement Report: We use the credit report information you provide to generate personalized recommendations to help you improve your credit score. This information is not stored or retained by us after the report is generated. (c) Service Improvement: We may use aggregated and anonymized data for analytical and research purposes to enhance the performance and functionality of the App.
Disclosure of Information (a) Third-Party Service Providers: We may engage trusted third-party service providers to assist us in operating and maintaining the App. These service providers may have access to your personal information, but only to perform specific tasks on our behalf and are obligated not to disclose or use it for any other purpose. (b) Legal Requirements: We may disclose your personal information if required to do so by law or in response to a valid legal request or order.
Data Security We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee the absolute security of your information.
Children's Privacy The App is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from individuals under 18 years of age. If we become aware that we have collected personal information from a child under 18, we will take steps to delete it.