Unifying credit decisioning for modern lenders.
Dublin‑based Rekord raised a $2.1 million pre‑seed led by Point Nine Capital with Outrun Ventures and Antler participating.
Founded in 2024 by Christopher Lynch and Mark Noone, the company built an AI‑native orchestration platform that unifies core banking and loan‑origination systems with open‑banking data, cutting manual work by up to 80%.
Rekord plans to expand beyond Ireland into the EU and UK markets, enabling lenders to design and launch credit products in days instead of months.
Revenue comes from usage‑based SaaS fees and API calls. As embedded finance proliferates, lenders need explainable, compliant decision flows, and Rekord's platform delivers. Will API‑first underwriting become the default across Europe?
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