Neobank for Microbusinesses.
Mexico's microbusinesses generate $300 billion of GDP, but are banked as if it were 1999.
Grupalia, a Mexico City fintech, emerged from stealth after 18 months with a $4.8 million pre‑seed round (equity + debt) led by Platanus, Semilla Ventures, Innogen Capital Ventures, and CAPEM.
The founder & CEO, Roger Rea, previously ran a BNPL fintech and saw that many users were small entrepreneurs overlooked by banks.
Grupalia is building the first neobank for microbusinesses, offering transaction accounts, credit, and analytics to the 4.5 million micro SMEs that power Mexico's economy.
The platform will monetize through interchange, interest spreads, and SaaS fees, aiming to achieve profitability quickly by focusing on digital distribution. High‑profile angels, including Fintual's Agustin Feuerhake, Atrato's Alejandro Chávez Medrano, Dropout's Ian Lee, and Xepelin's Sebastian Kreis, joined the round.
With regulators supporting open banking in Mexico, the timing is right for a neobank that understands microbusiness cash‑flow cycles.
Will traditional banks ever catch up to the needs of tiny enterprises?
#fintechoftheday #neobank #Mexico #microSME
Photo source: Addem Capital
Ramón Echeverría
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