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FinTech of the day: CredAluga

Post date :

Oct 31, 2025

Renting without guarantors and a deposit is finally here.

CredAluga, a São Paulo proptech founded in 2022 by Daniel Araujo dos Santos (ex‑Casa Mineira por QuintoAndar) and Guilherme França Blumer, partners with real‑estate agencies to provide rental guarantees and financing through products like Fiança CredAluga and Fundo CredAluga.

The company recently raised $11M Series A led by Provence Partners with Caravela, Honey Island by 4UM, and Norte Ventures participating.

CredAluga experienced 200% growth, partners with 1300+ agencies, manages 30000 active rental contracts, and serves 600000 tenants. CredAluga's platform uses AI to underwrite tenants and replaces individual guarantors; revenue comes from service fees and fund management. Daniel Santos says the goal is to accelerate growth and develop new products while investing in AI.

By simplifying rental guarantees, CredAluga lowers friction for tenants and reduces default risk for landlords. Will AI make renting as easy as hailing a ride?

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#fintechoftheday #proptech #Brazil #rentals #rentalguarantee #depositfree #CredAluga

Photo credit: Startups

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